Policy Watch Social Security changes make working with financial pro key

The end of the "file-and-suspend" and "restricted application" Social Security strategies looms large for many retirement savers and increases the importance of working with a financial professional, experts say. A study by Voya found that people who get independent professional advice are more than twice as likely to have determined the income they'll need in retirement, a key factor in Social Security claiming strategies. U.S. News & World Report