Most small employers offering LTD think it is beneficial

According to a survey released by the Consumer Federation of America and Unum, employers understand the value of long-term-disability insurance for their employees. And those who offer it believe it serves the interests of their company. Employers not offering LTD are more likely to overestimate its cost, underestimate employees’ desire for the product, and have difficulty in managing disabled employees and their absences. Read more on the Advisor Today Blog.