Commentary: Insurers must adapt to enhance value

Insurers are facing a time of change and must adapt to offer value and stay profitable, write Matthew O’Mara, Frank Memmo Jr. and Karan Mishra of Ernst & Young. Steps toward that goal include using real-time quoting and underwriting, harnessing predictive analytics and catering to millennials, they write. National Underwriter Life & Health (10/19)