Advisor: Pre-retirees should focus on annuities, pensions, other income sources

Rather than focusing on their account balances, people preparing for retirement should take a hard look at how to make the most of various income streams, including annuities, pensions, Social Security and returns from savings and investments, according to investment advisor Shane Brosnan. "The goal should be to provide what we call 'mailbox money' — reliable income that's coming in every month," he writes.

Kiplinger